Most students and young drivers run into the same problem when they try to insure a car: a handful of risk factors stack up against them specifically, regardless of how careful a driver they actually are, and the resulting premium can come as a genuine shock. The good...
There is no single best car insurance company in South Africa, and that hasn't changed since this question first started coming up. Every insurer builds its own pricing model from a slightly different set of assumptions, so the same driver can genuinely get the best...
There is no single correct premium for a given car and driver age. Two South Africans can drive the identical make and model, live in the same suburb, and still pay meaningfully different monthly premiums, because insurers aren't really pricing the car, they're...
Driving a company car comes with a common assumption, that insurance is handled, the cover is comprehensive, and there is nothing to worry about. For many South African employees, that assumption is never tested until something goes wrong. A claim is submitted, and...
When your car is written off, stolen or hijacked, the last thing you want is a bill from your insurer before they will help you. Yet that is exactly what a standard car insurance excess does. Before your insurer pays out a rand, you are expected to cover the first...
eToll costs are looming on the horizon for all of us in Gauteng since the Constitutional court yesterday set aside the Interdict imposed by the North Gauteng High Court earlier this year. While the fight is still not over to halt etolling, the reality is that at some...
Everyone should be taking advantage of the ability to compare car insurance quotes from all of the major car insurers to make sure that they are not overpaying on their insurance. This might sound like an exercise that needs hours or days to achieve, but with our...
There is a common misconception in the market these days that cheap car insurance offers less cover. This stems from the numerous different car insurance available but does not mean that you will be sacrificing cover by opting to get cheap car insurance quotes. The...
The best comprehensive car insurance means different things to different people but generally fall into one of the following 2 categories. In most cases the best car insurance means the cheapest premium with the lowest possible excess. We must remember that with a car...
Extended car warranty insurance is best understood as a service contract, not insurance in the classic sense: you pay a premium, and in exchange, the provider agrees to pay for specific mechanical or electrical failures that happen unexpectedly, rather than...
If your mental picture of driving in South Africa still involves navigating dead robots every afternoon, it's worth updating. As of publication, Eskom has gone more than 475 consecutive days without implementing national load shedding, a genuine turnaround from the...
Most South African drivers assume that if a pothole damages their car, their insurer is the only place to turn. That's not quite right, and getting it right matters, because you generally can't pursue both routes for the same incident. You can claim against your own...
If you have been driving for several years without making an insurance claim, you may have built up one of the most valuable benefits on your car insurance policy: a no-claim bonus. A no-claim bonus, sometimes called a claims-free discount, can help reduce the cost of...
Most South African drivers know that a modified engine or a lowered suspension needs to be declared to their insurer. Far fewer realise that something as ordinary-seeming as upgrading to bigger wheels or fitting performance tyres falls into exactly the same category,...
South African car insurance comes in three main tiers, comprehensive, third party fire and theft, and third party only, plus a fourth option, total loss cover, that's become increasingly common for older vehicles. The right one for you depends on your car's value,...
South Africans are keeping their cars for longer than ever, the average vehicle on the country's roads is now 10 years and 11 months old, according to Lightstone Auto data reported in mid-2026, with 47% of the passenger car fleet between 6 and 15 years old and a...
Drivers under 25 pay significantly more for car insurance in South Africa, and the gap isn't small: young drivers can pay two to three times what their parents pay for equivalent cover. This isn't arbitrary. According to the Road Traffic Management Corporation,...
Most students and young drivers run into the same problem when they try to insure a car: a handful of risk factors stack up against them specifically, regardless of how careful a driver they actually are, and the resulting premium can come as a genuine shock. The good...