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Is Your Car Covered If It Is Burnt in a Riot? What the Durban Unrest Means for Your Policy

Is Your Car Covered If It Is Burnt in a Riot? What the Durban Unrest Means for Your Policy

by admin | Oct 10, 2026 | What affects premiums

Is Your Car Covered If It Is Burnt in a Riot? What the Durban Unrest Means for Your Policy On Thursday, 8 October 2026, protests in the Durban CBD turned violent. Cars were overturned and set alight on Dr Pixley KaSeme Street, shops were looted in the CBD, Point and...
The Pre-Trip Car Insurance Checklist: What Insurers Actually Expect

The Pre-Trip Car Insurance Checklist: What Insurers Actually Expect

by admin | Oct 7, 2026 | Holiday Insurance, What affects premiums

Most motor claims are paid, but insurers do expect a short list of things from you before you leave, while you travel and after something goes wrong. Miss one and a claim can be delayed, reduced or rejected. This checklist is built from what South African insurers...
Why December Car Insurance Claims Get Rejected

Why December Car Insurance Claims Get Rejected

by admin | Oct 7, 2026 | Holiday Insurance, What affects premiums

Most motor claims in South Africa are paid. Industry data compiled by the South African Insurance Association (SAIA) from the Insurance Data System, which covers 18 insurers, together with National Financial Ombud Scheme figures, shows that about 5% of 278,024 motor...
Taking Your Car Across the Border: What Your Insurance and Documents Must Cover

Taking Your Car Across the Border: What Your Insurance and Documents Must Cover

by admin | Oct 7, 2026 | Holiday Insurance, What affects premiums

Driving your own car to Mozambique, Zimbabwe, Botswana, Eswatini or Lesotho involves three separate things: whether your insurer covers your own car there, third-party liability cover that is usually bought separately, and a set of vehicle documents that differ by...
Can a Friend or Family Member Drive Your Car? What Your Insurance Really Says

Can a Friend or Family Member Drive Your Car? What Your Insurance Really Says

by admin | Oct 6, 2026 | What affects premiums

The short answer is usually yes, but only if three things line up: your policy’s driver arrangement allows it, the person holds a valid licence, and they are not effectively a regular driver you should have told your insurer about. Get any of those wrong and a...
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    Car Insurance

    • Is Your Car Covered If It Is Burnt in a Riot? What the Durban Unrest Means for Your Policy
    • The Pre-Trip Car Insurance Checklist: What Insurers Actually Expect
    • Why December Car Insurance Claims Get Rejected
    • Taking Your Car Across the Border: What Your Insurance and Documents Must Cover
    • Can a Friend or Family Member Drive Your Car? What Your Insurance Really Says
    • Why Luxury and Exotic Cars Cost So Much More to Insure in South Africa
    • Mid-Range Car Insurance in South Africa: Why Two Similarly Priced Cars Can Cost Very Different Premiums
    • Why Budget and Economy Cars Are the Cheapest to Insure in South Africa
    • Why Your Personal Car Insurance Won’t Cover You as an Uber or Bolt Driver
    • How Extended Car Warranty Insurance Actually Works in South Africa
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