The best comprehensive car insurance means different things to different people but generally fall into one of the following 2 categories.

In most cases the best car insurance means the cheapest premium with the lowest possible excess. We must remember that with a car insurance policy there are a myriad of additional things that can be used to determine the premium including but not limited to, the amount of the windscreen excess, additional nominated drivers (particularly if they are under 25), car hire in the event of a claim and any voluntary excesses.

All of these items have a cost attached to them and you are in many cases able to exclude certain items to manipulate the premium so think carefully about your situation, where your car is parked at night and during the day, how many kilometers you drive and then, if the policy is more expensive than you would like it to be, start excluding items that are very low risk for you and ask the agent to recalculate the premium.

The second category of people want the lowest possible excess with a policy that covers every aspect from roadside assistance and medical evacuation cover to car hire. These policies can be very expensive and are the policy types that it is essential to get comparative quotes on. Each car insurance company applies different weightings depending on your occupation, amount of time you spend in your car, it’s parking situation and whether or not you carry valuables in your car.

In either case getting quick competitive quotes is a prudent exercise, it could save you as much as 32% of your payments and you will be very sure that you are getting the best comprehensive car insurance available in South Africa.

Our Insurance agents are waiting to assist you and are willing and able to get you nine quotes to compare which save you the time and hassle of going through the same questions each time. We will call you back as soon as you complete the form and will put together the best possible comprehensive car insurance for your vehicle.