The cost of comprehensive car insurance is sometimes hard to justify, particularly for cars that are over 5 years old. The number of serious accidents and car thefts in South Africa that are deemed a total loss is extremely high and the last thing you need is to be uninsured in the event of a total loss.
Total loss car insurance is very inexpensive and covers you in the event of your car being written off in an accident, it being stolen and not recovered. The beauty about Total loss car insurance is that you are able to add different types of cover that may be specific to your needs like car hire cover in the event of a loss or third party cover.
It will not cover you for minor accidents, dents and scratches or any items that are mechanical in nature, the toal loss car insurance policy is designed specifically to cover you in the event of your car being written off or stolen, be it in a parking lot or a hijacking situation.
Get the full picture on what total loss car insurance offers in seconds by submitting the car insurance quote request form right now and one of our experienced insurance consultants will contact you to discuss the costs. A good indicator of the cost of total loss car insurance is a R75000 car will cost in the region of R250 per month to insure or a R100 000 car at around R310 per month.
Remember that each car make, model, engine size and certain circumstances surrounding where your car is kept and parked will have an effect on your total loss car insurance premium. We would advise you to spend just a few minutes of your time to chat to one of consultants (they are very nice people) to get the very best total loss quote for your car.