car insurance for professionalsProfessional people will, in general qualify for cheaper car Insurance which is based on the likelihood that they are more responsible drivers than non-professionals but this is not to say that you automatically qualify for cheaper insurance just because you have a degree.

Gender bias on car insurance is alive and well in South Africa which is why you will have noticed the likes of Insurance company All4women advertising lower insurance rates for women in their advertisements showing men as being irresponsible and impulsive on the roads. So if you are a professional woman, your premiums are likely to be significantly less. Test the theory and request car insurance quotes, they are completely free and if you do not find a cheaper rate you are under no obligation to accept any of the quotes offered.

The next important aspect of loading is whether or not you are married and have children. Much research is done in the Insurance industry to determine what aspects of the car insurance quote require loading and to what extent. It has been shown that men are far less likely to claim if they are married which would suggest that they mellow out after marriage. Add that you have young children to the mix and whether you are a man or a woman, this will have a discounting effect on your car insurance premium.

Age is the next most important factor in the calculation of car insurance for professionals and if you are between the ages of 25 and 40 with a good claim history from your previous insurers, you are up for further discounts.

To summarise, the best rate for car insurance for professionals will be: A married man or woman with children between the ages of 25 and 40 with a low insurance claim history that holds a professional qualification.

This is not to say that every insurance company will offer the same rate for car insurance for professionals and we recommend that you take advantage of the free quote system to get 9 car insurance quotes, it is completely free and there is no obligation to accept anything we offer you. We are very confident that we will be able to save you a significant amount of money on your car insurance that we don’t charge for the service, give us a chance and we will amaze you.