A comprehensive car insurance policy covers you for almost every eventuality including damage while driving, while parked, vandalism and other eventualities.
When you make an application for comprehensive car insurance it is vital to be totally honest with every question you are asked as comprehensive car insurance is just that, it offers cover for your car in every conceivable situation. If you situation changes and you car was previously parked behind locked gates in the open and you now park it behind locked gates in a garage with an automated door, contact the company that you have your comprehensive car insurance with and request a premium reduction. The fact that your car is more secure reduces the risk and you comprehensive car insurance premium should come down.
The best way to ensure that your comprehensive car insurance is a competitive premium in an industry which has become increasingly competitive, you can make use of our online comprehensive car insurance quote request to get nine comprehensive car insurance quotes to compare.
What does comprehensive car insurance cover?
Damage caused by accidents
You are covered in the event of an accident under your comprehensive car insurance policy irrespective of whose fault it is.
Theft
If your vehicle is stolen your comprehensive insurance policy will cover you. If you plan a trip to a neighbouring country ensure that you notify your insurance company or you will not be covered.
Hijacking
Vandalism.
Explosions.
Riot damage.
Fire.
Falling objects
These eventualities are all classed in a similar category and comprehensive car insurance will cover your car.
Damage to third party property
Crash into wall and comprehensive car insurance will repair the damage.
Accidental death or injuries to third parties
Third party insurance under a comprehensive car insurance policy covers other road users and pedestrians.
Car Accessories
You need to specify which accessories need to be covered with the value of the items.
Hail damage
Not always included but most often, so check the policy document.
Acts of God or anything beyond your control like hurricanes, floods etc.
These are main items covered under a comprehensive car insurance policy and the eventualities that most people are concerned about.